TERMS OF SERVICE

A&R Enterprise

Effective Date: 01/11/2026

1. Agreement to Terms

By accessing or using the services provided by A&R Enterprise (“Company,” “we,” “our,” or “us”), you (“Client,” “you”) agree to be bound by these Terms of Service. If you do not agree, do not use our services.

2. Services Provided

A&R Enterprise provides online consulting services to business owners related to:

  • Business credit education

  • Business funding strategies

  • General guidance on improving creditworthiness and funding readiness

All services are educational and advisory in nature.

3. No Guarantees

You acknowledge and agree that:

  • We do not guarantee approval for credit, loans, or funding.

  • Funding decisions are made solely by third-party lenders, creditors, or financial institutions.

  • Results vary based on individual business profiles, credit history, and lender requirements.

4. Not Financial or Legal Advice

Our services do not constitute legal, financial, tax, or accounting advice. You are encouraged to consult with licensed professionals before making financial decisions.

5. Client Responsibilities

You agree to:

  • Provide accurate and complete information

  • Use our services for lawful business purposes only

  • Not misrepresent your identity or business information

6. Payments & Fees

  • Fees for consulting services are disclosed prior to purchase.

  • All payments are due as agreed at the time of booking or enrollment.

  • Unless otherwise stated, all sales are final and non-refundable.

7. Intellectual Property

All content, materials, strategies, documents, and branding provided by A&R Enterprise are our intellectual property and may not be copied, shared, or resold without written permission.

8. Limitation of Liability

To the fullest extent permitted by law, A&R Enterprise shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of our services.

9. Termination

We reserve the right to suspend or terminate services if these terms are violated or if misuse is suspected.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Nevada/America.

11. Contact Information

A&R Enterprise
Email: [email protected]